Insurance and Accessibility
Helping You Understand and Access the Care You Deserve

Mental health care should not feel overwhelming or out of reach. At Refuge Mental Health, we are committed to making the process of getting support as simple and transparent as possible. Whether you are using insurance or exploring private pay options, we are here to help you understand your choices and access the care you need with confidence.
Insurance Plans We Accept
Understanding Your Coverage
Insurance can be confusing, but you do not have to figure it out alone. Our team can help you understand important details like:
- Copayments and coinsurance
- Deductible requirements
- Pre-authorization needs
- Out-of-pocket limits
- What services are covered and how often
We will walk you through each step so that you can feel informed and prepared before beginning care.
Private Pay and Accessibility Options
If you prefer not to use insurance or your plan is not accepted, we also offer private pay options. We strive to keep our fees fair and transparent. You will receive clear information about costs upfront and can always ask questions before making a decision.
In certain cases, we may be able to offer flexible arrangements or assist you in finding additional support resources in the community.
Why Accessibility Matters
Mental health care should be available to everyone. We believe that your ability to get help should never depend on confusing paperwork or hidden fees. That is why we are committed to helping you navigate your insurance, understand your options, and feel confident in the path ahead.
Spravato Treatment
Relief for Treatment-Resistant Depression
Spravato (esketamine) is an FDA-approved treatment option for individuals who have not found relief with traditional antidepressants. Administered in a safe clinical setting, this innovative approach offers renewed hope for lasting healing.
Psychiatric Care
Compassionate Mental Health Support
Janelle provides comprehensive psychiatric evaluations, medication management, and trauma-informed care for anxiety, depression, PTSD, and other emotional concerns. Every client receives personalized treatment built on trust and connection.
Crisis & Community Resources
You Are Not Alone
If you are in crisis or need immediate support, we offer access to trusted local and national resources. These include emergency services, hotlines, and organizations that can help when you need it most.
Have Questions About Coverage?
If you are unsure about your insurance or would like help understanding your benefits, we are here to assist you. Reach out to our office and we will guide you through the process with care and clarity.